Business
AU Small Finance Bank Q2 profit jumps 53%
The Hindu BusinessLine·
AU Small Finance Bank reported a 53 percent rise in net profit to Rs 858 crore for the quarter ended September 30, 2026. Profit was Rs 561 crore a year earlier. Total income rose to Rs 6,382 crore from Rs 5,224 crore in the same period. Net interest income grew 32 percent to Rs 2,820 crore.
Prism
What It Means For You
- Net interest margin rose to 5.8 percent from 5.5 percent a year earlier.
- Gross NPAs fell to 1.99 percent of advances from 2.41 percent.
- Capital adequacy eased to 18.54 percent from 18.78 percent.
What's Happening
- The bank posted Rs 858 crore net profit for the July-September quarter.
- Interest income increased to Rs 5,612 crore from Rs 4,511 crore.
- MD and CEO Sanjay Agarwal said the quarter combined growth with profitability.
The Numbers Behind the Quarter
- Net NPAs moderated to 0.81 percent from 0.88 percent.
- Total income was Rs 6,382 crore against Rs 5,224 crore a year ago.
- The filing covers the second quarter of FY27 ended September 30, 2026.
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