Business
Railways extend travel insurance to counter tickets
The Indian Express·
The Railway Board has extended optional travel insurance to reserved tickets booked at counters after a Supreme Court order. Zonal railways must implement the change by October 27, the Board said on Saturday. Premium will be collected digitally only, matching the 45 paise charge used for e-tickets. Cover was previously limited to reserved tickets booked online.
Prism
What It Means For You
- Reserved PRS counter tickets can now opt into the same OTIS cover as e-tickets.
- The premium is 45 paise per counter ticket and must be paid digitally with the fare.
- A mobile number is mandatory so policy details can be sent after booking.
What's Happening
- The Supreme Court on October 6 ordered insurance extended to offline tickets.
- The Board directed all zones to finish implementation by October 27.
- IRCTC terms for e-ticket OTIS will also apply to counter-issued policies.
What the Cover Includes
- Sum insured ranges from Rs 2 lakh to Rs 10 lakh for death, disability or hospitalisation.
- The scheme covers Indian citizens with confirmed, partly confirmed or RAC tickets at booking.
- General second-class passengers and children under 5 without a berth remain outside it.
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